Sonder Payments offers a complete suite of credit processing solutions, covering the vast majority of customer user cases, from small businesses physically swiping cards to e-commerce vendors requiring complex multipoint integrations. For anything not covered below, you can speak to an expert.

E-commerce Cart
Mobile Payments
Virtual Terminal
Developer API

Online E-Commerce Payments

Secure payments to power your online store, no matter what platform you use.

Our portfolio of e-commerce solutions and payment processing services allows businesses to tailor a solution to their unique needs. And as your business grows and requirements change, our payment gateways are designed to grow and change with them.

Security & Fraud Prevention

Safeguard your reputation and your customers’ data with the newest technology and most secure data protection methods on the market. Additional transaction security features are available.


Your business is always open for your customers’ convenience, so you never miss a sale.

Multiple Payment Types

Trust Sonder Payments to accept secure payments of all types, including card present, CNP and recurring.


Multiple payment solutions can be integrated into one system along with combined data and reports.

24/7 Service & Support

Rely on technical support and customer service by phone or email whenever the need arises.

Online Reporting

Online access to your account information and business data around the clock via smartphone or PC.

Mobile Payments

Accept, track, and manage transactions on-the-go from your iOS or Android device. Enter your information to learn more about Sonder Payments’ versatile mobile payment processing offerings.


Benefits of Mobile Credit Card Processing


Mobile payment processing can be easily integrated with other point-of-sale systems.

Save Time

Handle multiple elements of mobile payments — including cash sales, tax and tip functions and email customer receipts — from your smartphone or tablet.

Security & Fraud Prevention

Secure credit card acceptance via data encryption for all swiped transactions.

24/7 Support

Customer service and technical support around the clock from our dedicated team.

Online Reporting

Access account and business data online 24/7 via your mobile device or PC.

Virtual Terminal

Safely accept any card type wherever you are with Sonder Payments’ Virtual Terminal. Offering the convenience to accept credit, debit, and recurring payment transactions with the advantage of reporting accessibility from any location with an internet connection.

Unlike other web payment solutions, Sonder supports multiple users, which allows payment authorizations from anywhere via the internet.

  • A virtual terminal is the link merchants need to accept credit card and ACH payments online securely and efficiently from their own computer.
  • A virtual terminal can be used to process credit card and ACH transactions from any computer with internet access anywhere in the world, allowing you to securely and efficiently handle a series of additional tasks including the verification, reporting and processing of credit card and ACH payments.

How It Works

With Sonder’s virtual terminal, you can use your computer’s web browser, an Internet connection and a USB credit card swipe reader to perform a variety of functions, including:

  • Process swiped retail credit card transactions
  • Manually enter mail order/telephone order (MOTO) credit card transactions
  • Manually enter ACH transactions using one of the following Standard Entry Class Codes: PPD, CCD, WEB or TEL
  • Receive authorizations responses
  • Generate receipts
  • Issue refunds to a customer’s credit card or ACH account
  • Capture previously authorized transactions
  • Store credit card or ACH payment information in a customer wallet for future billing
  • Set up automatic customer billing for recurring charges
  • Confirm transaction status
  • Upload batch files
  • Access, create and save a variety of standard and customizable reports

Secure & Versatile

The Sonder virtual terminal is a fully PCI-compliant and PA-DSS-certified payment application. It’s also versatile, supporting both multi-merchant and multi-user environments. Related merchant accounts can be grouped and access allowed through a single login; additional users can be granted access to the virtual terminal at the discretion of the merchant account administrator.

Developer API for Merchant Solutions

Scalable, flexible & secure — Our open API makes integration a breeze.

Looking for a simple yet robust processing solution for your app, website, software, or hardware? Learn more about how Sonder can empower developers seeking the ideal payments solution.

API Documentation

To maintain transparency and allow developers to integrate with our solutions, we’ve opened the API documentation. If you’re interested in integrating with any of our products or solutions, please contact us.


As a Sonder Payments member, hardware will always be sold at wholesale distributor pricing. When you’ve got a card in hand, Sonder Payments has a variety of hardware options to keep you covered.

Choosing the credit card processing terminal that best suits your business needs can help you reduce processing costs and increase your profits. Sonder Payments has the expertise to guide you in your selection of the right credit card machine and PIN pad for your operation.

We offer the popular, easy-to-use options listed below that are fully equipped with the latest technology, non-proprietary and representative of the overall best value.